:root{--brand:#0f766e;--brand-2:#14b8a6;--accent:#f59e0b;--ink:#0f172a;--muted:#64748b;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--ok:#15803d;--warn:#b45309;--radius:16px;
font-family:"PingFang HK","Noto Sans TC","Microsoft JhengHei",system-ui,-apple-system,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--brand)}img,svg{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:99}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--brand)}
.brand-name{font-weight:800;font-size:1.35rem;letter-spacing:.04em;color:var(--ink)}
.nav{display:flex;gap:4px}.nav a{padding:8px 14px;border-radius:999px;text-decoration:none;color:var(--ink);font-weight:600}
.nav a:hover{background:#f1f5f9}.nav a[aria-current=page]{background:var(--brand);color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;font-size:1.2rem;padding:6px 10px}
.hero{background:radial-gradient(1200px 400px at 10% -10%,#ccfbf1 0,transparent 60%),radial-gradient(900px 400px at 100% 0,#fef3c7 0,transparent 55%),#fff;border-bottom:1px solid var(--line);padding:56px 0 40px}
.eyebrow{color:var(--brand);font-weight:700;letter-spacing:.1em;margin:0}
.hero h1{font-size:clamp(1.9rem,4.5vw,3rem);line-height:1.2;margin:.3em 0}
.lead{color:#334155;font-size:1.08rem;max-width:720px}
.hero-search{display:flex;gap:8px;max-width:620px;margin:22px 0}
.hero-search input,.filters input[type=search],.filters select{flex:1;padding:12px 14px;border:1px solid var(--line);border-radius:12px;font-size:1rem;background:#fff;min-width:0}
.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border-radius:12px;border:1px solid var(--line);background:#fff;font-weight:700;text-decoration:none;color:var(--ink);cursor:pointer;font-size:.95rem}
.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff}.btn.primary:hover{background:#115e59}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:820px;margin-top:10px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;text-decoration:none;color:var(--ink);box-shadow:0 1px 2px rgba(0,0,0,.04)}
.stat b{display:block;font-size:1.7rem;color:var(--brand)}.stat span{color:var(--muted);font-size:.88rem}
.fine{color:var(--muted);font-size:.82rem}
.sec-title{font-size:1.35rem;margin:36px 0 14px}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.tile{display:flex;flex-direction:column;gap:4px;padding:20px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:.15s}
.tile:hover{transform:translateY(-2px);border-color:var(--brand-2);box-shadow:0 8px 24px rgba(15,118,110,.12)}
.tile-ico{font-size:1.8rem}.tile-lbl{font-weight:800;font-size:1.15rem}.tile-cnt{color:var(--muted);font-size:.9rem}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:16px}
.offer{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 1px 2px rgba(0,0,0,.04);scroll-margin-top:84px;transition:.2s}
.offer:hover{box-shadow:0 10px 28px rgba(2,6,23,.08)}
.offer.flash{outline:3px solid var(--accent);outline-offset:2px}
.offer-head{display:flex;justify-content:space-between;align-items:center;gap:8px}
.bank{font-weight:700;color:var(--brand);font-size:.9rem}
.cat-pill{font-size:.75rem;background:#f1f5f9;border-radius:999px;padding:2px 8px;color:var(--muted);white-space:nowrap}
.offer-title{font-size:1.18rem;line-height:1.35;margin:8px 0 2px}
.product{margin:0 0 8px;color:var(--muted);font-size:.92rem}
.points{margin:0 0 10px;padding-left:1.1em;font-size:.92rem;color:#334155}.points li{margin:3px 0}
.note{background:#fffbeb;border:1px solid #fde68a;border-radius:10px;padding:8px 10px;font-size:.84rem;margin:0 0 10px}
.meta{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:auto;font-size:.85rem}
.valid{background:#f1f5f9;padding:3px 9px;border-radius:999px}.valid.soon{background:#fef3c7;color:#92400e;font-weight:700}.valid.expired{background:#fee2e2;color:#991b1b}
.badge{padding:3px 9px;border-radius:999px;font-weight:700}.badge.ok{background:#dcfce7;color:var(--ok)}.badge.warn{background:#ffedd5;color:var(--warn)}
.tags{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0}.tag{font-size:.78rem;border:1px solid var(--line);border-radius:999px;padding:1px 8px;color:var(--muted)}
.actions{display:flex;justify-content:space-between;align-items:center;gap:8px;border-top:1px dashed var(--line);padding-top:12px}
.share{display:flex;gap:6px}
.sbtn{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--muted);cursor:pointer}
.sbtn.wa:hover{background:#25d366;color:#fff;border-color:#25d366}.sbtn.fb:hover{background:#1877f2;color:#fff;border-color:#1877f2}.sbtn.copy:hover{background:var(--ink);color:#fff}
.two-col{display:grid;grid-template-columns:1.3fr 1fr;gap:16px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:4px 20px 16px;margin-top:20px}
.soon{list-style:none;padding:0;margin:0}.soon a{display:grid;grid-template-columns:auto 1fr auto;gap:10px;padding:10px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:.92rem;align-items:center}
.s-bank{font-weight:700;color:var(--brand);font-size:.8rem}.s-date{color:#92400e;font-weight:700;font-size:.82rem;white-space:nowrap}
.howto{padding-left:1.2em}.howto li{margin:8px 0}
.cat-hero{background:#fff;border-bottom:1px solid var(--line);padding:28px 0 18px}.cat-hero h1{margin:.2em 0;font-size:clamp(1.6rem,3.5vw,2.3rem)}
.crumbs{font-size:.85rem;color:var(--muted)}.crumbs a{color:var(--muted)}
.filters{display:flex;flex-wrap:wrap;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px;margin:20px 0 6px;position:sticky;top:72px;z-index:10}
.filters input[type=search]{flex:2 1 220px}.filters select{flex:1 1 160px}
.check{display:flex;gap:6px;align-items:center;font-size:.9rem;white-space:nowrap}
.chips{display:flex;flex-wrap:wrap;gap:6px;width:100%}
.chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:4px 12px;cursor:pointer;font-size:.85rem}
.chip[aria-pressed=true]{background:var(--brand);color:#fff;border-color:var(--brand)}
.result-count{color:var(--muted);font-size:.9rem}.empty{text-align:center;color:var(--muted);padding:40px}
.prose{max-width:760px}.prose h2{margin-top:28px}
.site-footer{margin-top:56px;background:#0f172a;color:#cbd5e1;padding:28px 0}
.site-footer .brand-name{color:#fff}.site-footer a{color:#cbd5e1}
.disclaimer{background:#1e293b;border:1px solid #334155;border-radius:12px;padding:14px 16px;color:#f1f5f9}
.foot-row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;margin:14px 0}.foot-nav{display:flex;gap:14px;flex-wrap:wrap}
.site-footer .fine{color:#94a3b8}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:#fff;padding:10px 18px;border-radius:999px;z-index:50;font-size:.92rem}
@media (max-width:860px){.tiles{grid-template-columns:repeat(2,1fr)}.two-col{grid-template-columns:1fr}.stats{grid-template-columns:1fr}
.menu-btn{display:block}.nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;padding:10px 20px;border-bottom:1px solid var(--line)}
.nav.open{display:flex}.filters{position:static}.grid{grid-template-columns:1fr}}
/* posts */
.narrow{max-width:820px}
.today-post{display:grid;grid-template-columns:340px 1fr;gap:20px;align-items:center;margin-top:28px;background:#fff;border:2px solid var(--brand-2);border-radius:var(--radius);padding:16px;text-decoration:none;color:var(--ink);box-shadow:0 8px 24px rgba(15,118,110,.10)}
.today-post img{width:100%;height:auto;border-radius:12px;display:block}
.today-post h2{margin:6px 0;font-size:1.35rem;line-height:1.35}.today-post p{color:#334155;margin:0 0 12px}
.tp-label{color:var(--brand);font-weight:800;font-size:.9rem}
.post-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;margin-top:24px}
.post-item a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);height:100%}
.post-item a:hover{box-shadow:0 10px 28px rgba(2,6,23,.08)}
.post-item img{width:100%;height:auto;display:block}.pi-body{padding:14px 16px}.pi-body time{color:var(--muted);font-size:.85rem}
.pi-body h2{font-size:1.1rem;line-height:1.4;margin:8px 0}.pi-body p{color:var(--muted);font-size:.9rem;margin:0}
.post-meta{display:flex;gap:10px;align-items:center;color:var(--muted);font-size:.9rem;margin:8px 0 0}
.post-cover{width:100%;height:auto;border-radius:var(--radius);margin:22px 0 6px;display:block}
.post-body{font-size:1.05rem}.post-body h2{font-size:1.3rem;margin:28px 0 8px}.post-body li{margin:6px 0}
.post-body code{background:#f1f5f9;border-radius:6px;padding:1px 6px;font-size:.92em}
.share-bar{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:14px 0;font-weight:700;color:var(--muted)}
.wa-btn{background:#25d366;border-color:#25d366;color:#fff}.fb-btn{background:#1877f2;border-color:#1877f2;color:#fff}
.sources{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:4px 18px 10px;margin-top:28px}
.sources h2{font-size:1.05rem}.sources a{word-break:break-all;font-size:.9rem}
.disclaimer-box{background:#fffbeb;border:1px solid #fde68a;border-radius:12px;padding:12px 14px;margin:18px 0;font-size:.92rem}
.post-nav{display:flex;justify-content:space-between;gap:12px;margin:24px 0;font-size:.92rem}
@media (max-width:860px){.today-post{grid-template-columns:1fr}}

/* ===== v0.3: bigger type + illustrations ===== */
html{font-size:18px}
body{line-height:1.7;overflow-x:hidden}
.hdr{height:72px}.brand-name{font-size:1.5rem}.logo-mark{width:40px;height:40px}
.nav a{font-size:1rem;padding:9px 15px}
.hero{position:relative;overflow:hidden;padding:48px 0 36px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center;position:relative;z-index:1}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem)}
.lead{font-size:1.15rem}
.hero-art{width:100%;height:auto;max-width:520px;display:block;margin:0 auto;filter:drop-shadow(0 18px 30px rgba(15,118,110,.18))}
.blob{position:absolute;border-radius:50%;filter:blur(2px);z-index:0;pointer-events:none}
.blob.b1{width:340px;height:340px;background:#99f6e4;opacity:.35;top:-120px;right:-80px}
.blob.b2{width:220px;height:220px;background:#fde68a;opacity:.45;bottom:-90px;left:-60px}
.blob.b3{width:260px;height:260px;background:#ccfbf1;opacity:.7;top:-140px;right:-60px}
.cat-hero{position:relative;overflow:hidden}.cat-hero .wrap{position:relative;z-index:1}
.hero-search input,.filters input[type=search],.filters select{font-size:1rem;padding:13px 15px}
.btn{font-size:1rem;padding:11px 18px}
.stats{grid-template-columns:repeat(3,1fr)}
.stat{display:grid;grid-template-columns:auto 1fr;column-gap:12px;align-items:center}
.stat-ico{grid-row:span 2;display:block;line-height:0}.stat b{font-size:1.75rem;line-height:1.2}.stat span{font-size:.88rem}
.sec-title{font-size:1.6rem;margin:44px 0 16px}
.fine{font-size:.85rem}
.tiles .tile{align-items:flex-start;padding:22px;background:linear-gradient(160deg,#fff 55%,#f0fdfa)}
.tile-ico{line-height:0;margin-bottom:6px}.tile-lbl{font-size:1.3rem}.tile-cnt{font-size:.95rem}
.offer{padding:22px}
.offer-head{gap:10px}
.bank-wrap{display:flex;align-items:center;gap:10px;min-width:0}
.bank-badge{flex:none;display:inline-grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--bc);color:#fff;font-weight:800;font-size:1.05rem;box-shadow:inset 0 -3px 0 rgba(0,0,0,.18)}
.bank{font-size:.95rem;line-height:1.3}
.type-pill{flex:none;display:inline-flex;align-items:center;gap:5px;font-size:.8rem;font-weight:700;border-radius:999px;padding:4px 10px;background:#f0fdfa;color:var(--brand);white-space:nowrap}
.type-pill.t-miles{background:#eff6ff;color:#1d4ed8}.type-pill.t-rate{background:#fef9c3;color:#a16207}.type-pill.t-apr{background:#f5f3ff;color:#6d28d9}.type-pill.t-insurance{background:#fff1f2;color:#be123c}
.offer-title{font-size:1.2rem;margin:14px 0 4px}
.product{font-size:.95rem}
.points{font-size:1rem}.points li{margin:5px 0}
.note{font-size:.9rem}
.meta{font-size:.9rem}.valid,.badge{padding:4px 11px}
.tag{font-size:.85rem;padding:2px 10px}
.sbtn{width:44px;height:44px}.sbtn svg{width:20px;height:20px}
.chip{font-size:.95rem;padding:6px 14px}.check{font-size:.95rem}
.cat-pill{font-size:.82rem;display:inline-flex;align-items:center;gap:5px;padding:3px 10px 3px 4px;vertical-align:middle}
.pill-ico{width:22px;height:22px}
.with-ico{display:flex;align-items:center;gap:14px}.with-ico svg{flex:none}
.cat-hero h1{font-size:clamp(1.8rem,3.6vw,2.5rem)}
.result-count{font-size:1rem}
.soon a{font-size:1rem}.s-bank{font-size:.85rem}.s-date{font-size:.9rem}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 18px;text-align:center}
.step svg{display:block;margin:0 auto 8px}
.step h3{margin:4px 0;font-size:1.15rem}.step p{margin:0;color:var(--muted);font-size:.95rem}
.step-n{position:absolute;top:12px;left:12px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;display:grid;place-items:center;font-size:.9rem}
.panel{padding:4px 22px 18px}
.today-post h2{font-size:1.5rem}.today-post p{font-size:1.02rem}.tp-label{font-size:.95rem}
.pi-body h2{font-size:1.2rem}.pi-body p{font-size:.95rem}
.post-body{font-size:1.06rem;line-height:1.85}.post-body h2{font-size:1.45rem}
.disclaimer,.disclaimer-box{font-size:.95rem}
.foot-nav a,.foot-row{font-size:.95rem}
@media (max-width:860px){
  html{font-size:17px}
  .hero{padding:30px 0 26px}.hero-grid{grid-template-columns:1fr;gap:6px}
  .hero-visual{order:-1}.hero-art{max-width:340px}
  .stats{grid-template-columns:1fr}
  .steps{grid-template-columns:repeat(2,1fr)}
  .hdr{height:64px}.nav{top:64px}.nav a{font-size:1.05rem}
  .hero-search{flex-wrap:wrap}.hero-search input{flex:1 1 100%}.hero-search .btn{width:100%;justify-content:center}
  .offer-head{flex-wrap:wrap}
  .sec-title{font-size:1.4rem;margin:34px 0 14px}
  .filters select,.filters input[type=search]{flex:1 1 100%}
}
@media (max-width:420px){.steps{grid-template-columns:1fr}.offer{padding:18px}.wrap{padding:0 16px}}
button,input,select{font-family:inherit}
.stat{display:block}.stat-ico{display:block;margin-bottom:6px}.stat-ico svg{width:44px;height:44px;max-width:none}
.tile-ico svg,.with-ico svg,.step svg,.bank-badge{max-width:none}
h1,h2,h3{line-height:1.3}

/* AdSense placeholders — zero visual footprint until real <ins class="adsbygoogle"> is inserted */
.ad-slot{display:block;width:100%;min-height:0;margin:0;padding:0;overflow:hidden;background:transparent;border:0}
.ad-slot:not(:empty){min-height:90px;margin:18px 0;border-radius:12px;background:rgba(15,118,110,.04)}
.ad-slot--top:not(:empty){min-height:90px}
.ad-slot--bottom:not(:empty),.ad-slot--home:not(:empty),.ad-slot--list:not(:empty){min-height:120px}
.ad-home{margin-top:8px}